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Different people have different opinions to money.Some people prefer to deposit money. Usually, they divide their salary into two parts. A part is for daily expenses and another is for depositing. Not only that, they may try to reduce costs of various aspects.

不同的人的金錢觀不一樣。有些人喜歡存錢。通常，他們都會把他們的工資分成兩部分。一部分用于日常開支，另一個是用于 儲存。不僅如此，他們可能還會降低各方面的成本。

Obviously, some people like saving money, while there are others are inclined to spend their future money. They may spend too much on foods, clothes and entertainment; therefore, their expenses often are over their wages. This act brings about risk of getting into debt.

很顯然，有些人喜歡存錢，而有些人則喜歡提前消費。他們可能會花太多錢在食物，衣服和娛樂上;因此，他們的消費總是高于他們的工資。這種行為可能會帶來負債的危機。

To my way of thinking, people should keep a balance between depositing and advance spending.

我認為人們應該在存錢和提前消費之間保持一個平衡。